Retirement + Legacy
Take care of the people you love, and leave what you intend.
Legacy planning isn’t only for the end. The choices you make now decide what your spouse, your family and your causes receive, and how much of it goes to taxes.
BLUEPRINT UNIVERSITY
Legacy lessons
Free lessons in plain English, each with a downloadable PDF.
Beneficiary Designations vs. Your Will →Why the name on a 401(k) or IRA beneficiary form overrides what your will says, and how to keep the two from contradicting each other.Inherited IRAs: The Rules Change Once You're Not the Original Owner →The 10-year rule, who's exempt, and how to manage the tax hit on a Traditional vs. Roth inherited account.Qualified Charitable Distributions: Give to Charity, Skip the Tax →How QCDs let you satisfy RMDs and donate to charity without the withdrawal counting as taxable income.The Widow's Tax Trap: When Filing Single Costs More →Why a surviving spouse's taxes often jump the year after a spouse's death, and what can be done about it in advance.
KEEP DESIGNING YOUR RETIREMENT
Explore the other parts of your plan
Bring it all together
Make it part of your Blueprint.
The Paycheck Planner turns your savings, Social Security and taxes into one monthly paycheck, and shows what’s left for the people you love.
Paycheck Planner→Your Blueprint→Your Retirement Paycheck
Educational content only. Not tax, legal, insurance or financial advice.