Blueprint Tomorrow BT crest
BLUEPRINT TOMORROW
Your Future, Planned.
CAN I RETIRE?
GET A CLEAR ANSWER IN ABOUT 15 MINUTES.

Retire on a blueprint,
not a probability.

Enter what you have. Blueprint Tomorrow shows what you can spend, where it comes from, and how your retirement plan works over time — not just a confidence score.

NO PLAID NO ACCOUNT OR SOCIAL SECURITY NUMBERS NO COMMISSION %
SEE IT THE WAY YOU'LL LIVE IT

See your retirement as a monthly paycheck.

Blueprint Tomorrow shows where your income comes from, what gets deducted for taxes and healthcare, and the net amount available to spend each month.

This is the same Monthly Retirement Paystub you’ll see inside your Blueprint — including this month’s income, deductions, and year-to-date totals.

Greater
Clarity
More
Confidence
A Brighter
Tomorrow
Blueprint Tomorrow Monthly Retirement Paystub for March 2027 showing this month and year-to-date retirement income, deductions, and net paycheck
WHY NOT JUST USE A CONFIDENCE SCORE?

Confidence scores don’t pay bills.

Most retirement tools answer, “Will I have enough?” Blueprint Tomorrow answers, “How do I turn what I have into a monthly retirement paycheck?”

Why Your Retirement Plan Shouldn’t Come with a Grade

If you’ve used a retirement calculator before, you’ve probably seen a score like “87% probability of success.” That score can be useful, but it still leaves one big question unanswered: What am I actually supposed to do?

1. It’s a score, not a plan.

A percentage doesn’t tell you what to invest in, how much you can spend each month, or where your retirement paycheck should come from.

2. “Failure” can mean very different things.

Running short late in life is very different from running out much earlier. A single score doesn’t show you that difference.

3. The result depends on assumptions.

Change the assumptions and the score changes too. That’s why it matters to see the numbers behind the answer.

4. The score can hide the details.

Even when assumptions are available, most people still have to translate the result into an actual retirement paycheck on their own.

What Blueprint Tomorrow does instead

We turn your retirement savings into a plan you can actually use.

  • See the dollar amount available to spend each month.
  • See where that paycheck comes from.
  • See how the plan works year by year as retirement unfolds.
Start Your Retirement Blueprint →
TYPICAL PLANNING TOOLS
An “87% chance you don’t run out of money” — a probability, not an instruction
Links your bank and brokerage accounts through Plaid
Recommends an ideal withdrawal rate, in the abstract
Optimizes taxes and allocation as the primary goal
Health-insurance costs before Medicare are often treated separately from the retirement plan
BLUEPRINT TOMORROW
+
Three funded engines, refilled every year, sized to your worst year
+
Never asks for an account number or Social Security number
+
Tells you exactly which engine to draw from, and when
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Optimizes for one thing: you never sell an investment to fund retirement
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Health-insurance costs before Medicare are built into the plan — including ACA premium subsidies when they apply
THE BLUEPRINT TOMORROW DIFFERENCE

Three Engines.
One job each.

Your retirement savings are organized around three simple jobs: cash for near-term spending, income for your monthly paycheck, and growth for the years ahead. So you always know what each part of your money is there to do.

THROUGH AGE 99
01
LIQUIDITY
CASH FOR TODAY
At least 1 year of budget
02
INCOME
YOUR RETIREMENT PAYCHECK
Dividends + interest
03
GROWTH
MONEY FOR LATER
Reinvested for future growth
SPEC —

DESIGNED SO ROUTINE RETIREMENT SPENDING DOESN’T REQUIRE SELLING INVESTMENTS.

BUILT FOR TRUST

Your numbers stay yours.

You enter the balances you want Blueprint Tomorrow to use. We don’t connect to your accounts, ask for Social Security or account numbers, or charge a percentage of your investments.

No account connections
No SSNs or account numbers
No AUM or commission fees
PLANS & PRICING

Choose the Blueprint that fits you.

Free
$0

Build your retirement Blueprint and see the core answer: what you can spend and how your retirement paycheck comes together.

No payment required.
Plus
$99 first year

Dig deeper with year-by-year planning, editable assumptions, ACA detail, Roth conversion modeling, future events and inherited accounts.

$79/year to renew.
See full pricing →
COMMON QUESTIONS

Before you start.

What do I need to get started?
A rough idea of your retirement spending, Social Security or pension income, and the balances in your retirement and investment accounts. You do not need everything to be perfect before you begin.
Do I need to connect my bank or investment accounts?
No. Blueprint Tomorrow does not require a bank connection, Plaid, account numbers, or Social Security numbers to build your Blueprint.
How is Blueprint Tomorrow different from a retirement calculator?
Most calculators give you a probability or score. Blueprint Tomorrow turns your information into a retirement paycheck, shows where the money comes from, and lets you see how the plan works year by year.
What do I get with Premium?
Premium includes BOSS, your investment and account-location roadmap, Monthly Paycheck, automated Roth conversion optimization, scenarios, custom reports, research and other implementation tools.
What if my situation is complicated?
Blueprint Tomorrow is designed to handle many common retirement-planning situations, including multiple income sources, different account types, healthcare before Medicare, inherited accounts and supported future events. If a situation falls outside what the planner supports, we make that clear rather than pretending the software can model it.

Ready to see your retirement paycheck?

Build your Blueprint in about 15 minutes. No bank connection required.

Start Your Retirement Blueprint