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Retire from work.
Not from life.
Blueprint Tomorrow is an online retirement paycheck planner that builds your personal Blueprint: a monthly paycheck from your savings and, with Premium, the investment plan behind it: what to buy, how much, and which account holds it. Plus free lessons on health, housing, travel and legacy.
See what your savings could pay you each month.
Your full Blueprint adds them in. No login or personal information.
Health & FitnessCoverage before 65, Medicare costs and staying strong.Explore →
HousingWhere to live, downsizing, and what a move does to taxes.Explore →
Travel & EntertainmentThe trips you retired for, built into the plan.Explore →
LegacyBeneficiaries, inherited accounts and protecting a spouse.Explore →The toolPaycheck PlannerEnter what you have in about 15 minutes. It works out what your goals cost.Meet the planner →The planYour BlueprintOne written plan for every year, with your monthly paycheck at its heart.Start Your Blueprint Free →A sample monthly retirement paycheck
Sample household. Illustrative only.It doesn’t stop at a paycheck. It builds the investment plan behind it.
With Premium, your Blueprint names every holding, sizes it in dollars, and tells you which account it belongs in. You place the trades; Blueprint shows you exactly what to do.
Each account gets its own job
$2.05 million across four accounts, split into engines
- Your Traditional IRA$1,000,000Income $512,164 · Growth $487,836
- Spouse 401(k)$900,000Liquidity $102,183 · Income $797,817
- Spouse Traditional IRA$100,000Liquidity $11,354 · Income $88,646
- Joint taxable account$50,000ACA Bridge $50,000
The buy list for one account
Spouse’s $100,000 Traditional IRA · first 6 of 18 purchases
| Investment | Amount |
|---|---|
| Liquidity Investment A | $5,677 |
| Liquidity Investment B | $5,677 |
| Income Investment A | $8,865 |
| Income Investment B | $13,297 |
| Income Investment C | $13,297 |
| Income Investment D | $7,092 |
Every holding, sized in dollars
Income Engine, all accounts combined · top 5 of 16
- Income Investment B$209,79415% of the Income Engine
- Income Investment C$209,79415% of the Income Engine
- Income Investment A$139,86310% of the Income Engine
- Income Investment D$111,8908% of the Income Engine
- Income Investment F$69,9315% of the Income Engine
Real Blueprint output for an example married couple with $2.05 million. Investments are shown as A, B, C here; your Blueprint names every one, with its ticker. Not a recommendation to buy, sell or hold any security.
See the actual Blueprint screens
Picked for the job. Not just for yield.
- Designed by job. Liquidity, Income and Growth are built separately, because each dollar has a different purpose.
- Tested across markets. Rising rates, inflation, recessions and bear markets, including 2008, 2020 and 2022.
- Reviewed every year. Yield, payout stability, credit quality, costs, taxes and risk. No holding is permanent.
Most investment-grade bonds
More covered-call income
Adds individual dividend stocks
Latest regular payouts, annualized, divided by recent prices, weighted by each Engine’s mix. Updated monthly. Not guaranteed; a higher yield means more risk.
Your Blueprint: what you can spend and how your monthly paycheck comes together.
Start Your Blueprint Free →Year-by-year planning, Roth conversions, ACA and RMDs, future events and State Comparison.
Get notified →The investment plan: what to buy, how much and which account holds it, plus BOSS to run it every month.
Get notified →“Honestly, as good as I have seen anyone try and explain the challenges of transitioning from accumulation to decumulation.” “Super user friendly… BOSS is next level!”
Beta tester who received free access. Individual experiences vary and are not a guarantee of future results.
“My wife and I decided we wanted to retire in our 50s. That decision started a journey neither of us expected, one that became the foundation for Blueprint Tomorrow.”
Your numbers stay yours.
Ready to plan the retirement you want?
Start with your retirement paycheck. It takes about 15 minutes, with no bank connection required.
Start Your Blueprint Free