A clear path from today
to your retirement paycheck.
- 1Enter your informationAbout 15 minutes across 8 short sections. No bank login required.
- 2Get your BlueprintYour personalized retirement plan, year by year.
- 3See your retirement paycheckSee how much you can spend each month, after taxes.
Step 1, up close: eight short sections.
About 15 minutes. Tell us about your situation; the planning methodology does the heavy lifting.
Scroll inside the screen to see the whole page.
See your retirement paycheck come to life.
See how your monthly and annual retirement paycheck is built from your income sources, taxes, healthcare costs, and reinvestment — all in one clear view.
How it adds up: $13,243 gross monthly income, minus $1,010 of temporary ACA Bridge funding and $1,373 in taxes and health costs, leaves $10,860 in ongoing after-tax resources. That covers 135% of this household’s planned budget. The paycheck adds back the $1,010 bridge and reinvests $3,796 of surplus: $10,860 + $1,010 − $3,796 = $8,074 a month.
Retirement Paycheck
Your planned monthly paycheck using the same cash-resource and deduction formula as Monthly Paycheck.
| Description | Monthly | Annual |
| 1. Gross Income + ACA Bridge | ||
| Social Security | $2,500 | $30,000 |
| Rental income | $2,000 | $24,000 |
| Liquidity Reserve Interest | $57 | $680 |
| Income Engine Income Generated | $7,055 | $84,655 |
| Growth Engine Dividend Income Generated | $621 | $7,457 |
| Additional Retirement Funding | $1,010 | $12,125 |
| Gross Income + ACA Bridge | $13,243 | $158,917 |
| 2. Deductions / Reinvestment | ||
| Federal Tax | -$421 | -$5,049 |
| Net ACA Premium | -$702 | -$8,426 |
| HSA Contribution | -$250 | -$3,000 |
| Growth Engine Dividends Reinvested | -$621 | -$7,457 |
| Income Engine Income Reinvested (excess) | -$3,175 | -$38,097 |
| Total Deductions | -$5,169 | -$62,029 |
| Net Retirement Paycheck | $8,074 | $96,888 |
It’s a complete plan, not just a projection.
- ✓Your monthly retirement paycheck, after tax, and where it comes fromFree
- ✓Federal taxes, Medicare IRMAA and RMDs built into the planFree
- ✓Roth conversion planning, ACA subsidy planning and inherited IRAsPlus
- ✓What-if scenarios, state-by-state comparison and custom PDF/Excel reportsPlus
- ✓Named investments, dollar amounts and the account that holds each onePremium
- ✓State taxes and a separate ACA Bridge reservePremium
The research behind these risks now lives in Research & Insights →
Your Blueprint is more than a paycheck. Unlock what's inside.
See the full portfolio structure behind it, then unlock the ongoing routine and custom reports that keep it running.
A 65-second walkthrough of BOSS, Reports & Scenarios.
Choose the Blueprint that fits you.
Build your retirement Blueprint and see the core answer: what you can spend and how your retirement paycheck comes together.
Year-by-year planning, editable assumptions, reports and what-if scenarios, ACA guardrail detail, Roth conversion modeling, future events and inherited accounts. Retirement State Comparison included.
Everything in Plus, then put it into action with BOSS (Blueprint Operating System & Support): automated Roth, ACA and IRMAA optimization, exact account allocations, your Monthly Paycheck, research and implementation guidance.
Before you start.
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Do I need to connect my bank or investment accounts?
How is Blueprint Tomorrow different from a retirement calculator?
What do I get with Premium?
What if my situation is complicated?
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